Northern Illinois University

Student Insurance Plans for the 2024-2025 School Year

Spring Open Enrollment Begins January 1, 2025

We are pleased to offer Northern Illinois students and their families insurance plans provided by Delta Dental of Illinois, Chubb Insurance and Teladoc. Short Term health insurance is also available. You are not required to participate in the Northern Illinois University Student Health Insurance Plan to enroll.

Open Enrollment Periods

  • Fall: July 1 – October 31, 2024 (plan effective date August 1)
  • Spring: January 8 – March 31, 2025 (plan effective date February 1)
    •    6-month plans only

You must enroll in coverage during the open enrollment period. If you have a qualifying life event you may be eligible for a special enrollment period. Please refer to our FAQ page for more information.

  • Individual Insurance through the healthcare.gov  – Open Enrollment is November 1 – January 15. You may be able to enroll outside of open enrollment if you have a qualifying life event. 
  • Short Term Insurance plans are available at any time – note effective 01/01/2025 the State of Illinois will no longer allow the sale of short term plans. 

Teladoc Insurance 

  • Teladoc plans are available at any time

Insurance plans

Dental

Smile with confidence! The Delta Dental Premier PPO plan provides access to a nationwide network of dentists. The DeltaCare HMO plan includes coverage for orthodontia.

Vision

Keep your eyes on the prize! Visit providers nationwide through the DeltaVision EyeMed Select network. You may also order online through Contacts Direct and Glasses.com.

Teladoc

Avoid waiting rooms!  Teladoc gives you 24/7/365 access to doctors and mental health providers with unlimited visits for $0 copay. Get the care you need without leaving home.

Health

No longer eligible for the NIU U-Ship plan? Health Insurance ensures that you are protected in the event of an illness or injury. We can assist with finding the best plan to meet your needs.

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Plans Purchased

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Happy Students

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University Partners